Blog - HealthSherpa Blog
What is a cafeteria plan?

A cafeteria plan is a certain kind of employee benefit plan where employers offer their employees a number of different pre-tax benefit options from which they may choose. This is sometimes also...

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10 Essential health benefits (EHBs): Everything you need to know

A major win of the Affordable Care Act was the inclusion of Essential Health Benefits (EHBs) in all ACA-compliant health insurance plans. Most broadly, Essential Health Benefits are a way to describe

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Your Quick Guide to the 2021 Open Enrollment Period

Once a year, all eligible Americans get a chance to shop the Health Insurance Marketplace and get a Marketplace plan, also known as Obamacare or an Affordable Care Act plan. This time is known as the...

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What is coinsurance?

If you have health insurance, then you’ve likely heard about

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What is a catastrophic health insurance plan?

A Catastrophic health plan has very low monthly premiums and a very high annual

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When is the Open Enrollment Period for 2021?

Open Enrollment is the designated time when most Americans can buy health insurance for the 2021 calendar year from the Health Insurance Marketplace. In most states, the 2021

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What are the Federal Poverty Levels (FPL)?

In shopping for Marketplace health insurance and learning if you might qualify for certain health insurance tax subsidies, Medicaid, or CHIP you’ll hear a lot about the

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How to get health insurance after the policy owner has died

If you just lost your spouse and got health insurance through them, you don’t need to be uninsured now. The death of a policy holder is a

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How to get health insurance after a divorce

Did you just go through a divorce and need health insurance? Good news: Divorce is a

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How to get health insurance after having or adopting a child

If you have just welcomed a new baby into your family, you’ll want to ensure that the whole family is now covered by health insurance. Fortunately, the birth or adoption of a child is a

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How to get health insurance after moving

Did you just move and need health insurance? Good news: Moving to a different ZIP code or county is a

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