When choosing a health insurance plan through the Marketplace, it’s a good idea to understand common insurance terminology. That way you will have a better understanding of your health insurance costs, i.e. how much you can expect to pay throughout the year. So if you’ve ever asked yourself, “what is a deductible” or “what is […]
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Health insurance is important. When you have coverage you can easily receive routine checkups, fill prescriptions, visit a specialist, or take care of anything more serious. However, if you’re looking to enroll in health insurance outside of Open Enrollment, you don’t want to have to wait. In this article, we’re going to go over how […]
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If you or a family member have to undergo a medical procedure, you’re probably already feeling stressed. When an unexpected medical bill arrives afterward, it can feel like the last straw. Especially if it’s an “out-of-network” bill from an “in-network” provider. Read on to learn how to minimize your chances of receiving an out-of-network medical […]
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After you sign up for a Marketplace health plan, you will want to choose a primary care provider. This is the main person you will see for all non-emergency care so it’s important to spend time making this decision. You want to make sure your primary care provider will listen, answer your questions, and advocate […]
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Let’s say you’re one of the 12 million people who signed up for health insurance during Open Enrollment. You completed your eligibility application and enrolled in a health plan. Then, several months later, your family moves to another city. You might already know you need to report your new address to the Marketplace. But what […]
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When you compare your health insurance options on the Marketplace, the first thing you will probably notice is the cost. However, there are other important factors to consider when choosing a plan. One of them is deciding between an HMO and PPO – and identifying what type of services you want within your provider network. […]
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When you’re hospitalized, a few important questions come up. What are my hospital visitation rights? Who is allowed to visit me in the hospital? Who can make medical decisions for me when I’m unable to? Over the years, laws have been changed and updated so we wanted to highlight what you can expect during a […]
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Choosing the best metal level (bronze, silver, gold, or platinum) is critical when it comes to health insurance benefits and savings. Metal levels directly impact your total health care costs throughout the year. To understand what all of this means, let’s go over the difference between a Bronze, Silver, Gold, and Platinum plan: Bronze Bronze […]
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HIPAA does much more than simply protect the privacy of your medical history. It also guarantees you the right to view your own medical records, which is a major innovation in health care. Here’s a quick guide to everything you need to know about HIPAA. What is HIPAA and what does it stand for? HIPAA stands […]
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For most people, losing a job historically meant losing their health insurance. Under COBRA (the Consolidated Omnibus Budget Reconciliation Act) most employers have to offer terminated employees similar coverage to the health insurance provided while they were employed. The problem is, COBRA is usually offered at full price plus a two percent administrative fee. This […]
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