What is the Children’s Health Insurance Program (CHIP)?

The Children’s Health Insurance Program (CHIP) was signed into federal law in 1997, and exists to help fund health coverage for children at the state level. Each state has their own program in place, working to primarily serve low-income households. These households are often out of the eligibility range to qualify for Medicaid, or may […]

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COBRA, Individual Mandate, Qualifying Life Event, Special Enrollment, Uncategorized

Is COBRA insurance the best option for people between jobs?

For most people, losing a job historically meant losing their health insurance. Under COBRA (the Consolidated Omnibus Budget Reconciliation Act) most employers have to offer terminated employees similar coverage to the health insurance provided while they were employed. The problem is, COBRA is usually offered at full price plus a two percent administrative fee. This […]

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