Health Insurance

Health insurance for freelancers: your guide to enrolling

More than a third of Americans get part or all of their income from freelancing these days as more people look for flexibility in their work lives. Studies project that by 2020, up to half of the American workforce will be self-employed, freelancers, and independent contractors. While freelancing provides freedom and flexibility, it lacks the […]

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ACA, Health Insurance

How much does Obamacare cost?

Average health insurance costs for employer-sponsored health insurance in 2017 was approximately $558 for individual coverage, with average monthly employee contributions of approximately $101, according to the Kaiser Family Foundation. But what about Americans who have to buy their own health insurance? Here’s how much Obamacare costs and what factors can increase or reduce how […]

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Health Insurance

What is HealthCare.gov and how does it work?

If you’ve had to shop for your own health insurance, you’ve probably come across HealthCare.gov. But what exactly is this website and how does it work? Use this primer to help you get situated before you start your health insurance enrollment process. What is HealthCare.gov? HealthCare.gov is the health insurance exchange website run by the […]

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Health Insurance

How health insurance reduces the burden of cancer

Finding a health insurance plan that works best for you can be an overwhelming task. With the number of cancer diagnoses predicted to rise about 70% worldwide over the next couple decades, in addition to rising cancer treatment costs, quality health insurance is more important than ever. In case of an unexpected health concern like […]

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ACA, COBRA, Health Insurance

COBRA vs ACA – which one should I choose

Losing or quitting your job can be stressful enough by itself, but often it also comes with the added issue of losing employer-sponsored health insurance for you and your family. You’re presented with COBRA health insurance as an option, and then there’s coverage under the Affordable Care Act. So which one is better? It depends […]

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Health Insurance

They’ve got you covered: What to know about Covered California

When making important decisions about your healthcare coverage, being fully engaged and informed is crucial. Unfortunately, this is easier said than done. Making sense of jargon like “premium” and “deductible” can be overwhelming for most people — let alone those who speak English as a second language, or juggle multiple jobs and have limited time […]

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Health Insurance

20 health insurance terms to know before you enroll

Navigating plan and benefit options can be challenging, especially when you’re encountering dozens of potentially unfamiliar health insurance terms. We put together a handy guide that includes 20 of the most common words and acts associated with health insurance, so you can feel confident when comparing and selecting plans. Before you get started, we also […]

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ACA, Health Insurance

What is the Affordable Care Act?

The Affordable Care Act is a healthcare reform law with three main goals: Expand access to health insurance. In 2009, more than 50 million Americans had no health insurance coverage. People without health insurance got just half as much medical care as those with insurance, on average, and were more likely to end up in the […]

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