ACA, COBRA, Health Insurance

COBRA vs ACA – which one should I choose

Losing or quitting your job can be stressful enough by itself, but often it also comes with the added issue of losing employer-sponsored health insurance for you and your family. You’re presented with COBRA health insurance as an option, and then there’s coverage under the Affordable Care Act. So which one is better? It depends […]

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COBRA, Individual Mandate, Qualifying Life Event, Special Enrollment, Uncategorized

Is COBRA insurance the best option for people between jobs?

For most people, losing a job historically meant losing their health insurance. Under COBRA (the Consolidated Omnibus Budget Reconciliation Act) most employers have to offer terminated employees similar coverage to the health insurance provided while they were employed. The problem is, COBRA is usually offered at full price plus a two percent administrative fee. This […]

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