Calculate your most affordable health plan.

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1 out of 2 people pay under $30/month!

ACA coverage for COVID-19

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  • ACA plans cover ALL medically necessary testing and treatment.
  • You can not be denied coverage for having COVID-19 or other pre-existing conditions.
  • There are no annual or lifetime dollar limits on the benefits you receive.

These benefits apply to all ACA-compliant plans, and we ONLY show ACA-compliant plans.

What is HealthSherpa?

An easier way to enroll

See the most affordable plan for you, compare plans, get enrolled fast.

A Healthcare.gov partner

We show all the same Marketplace (ACA) plans and prices.

At no extra cost to you

Our online tools and phone support are totally free, year-round.

How it works

See what savings you qualify for

It takes just 30 seconds — and 8 out of 10 people qualify

Get a custom plan recommendation

We'll recommend a plan that's most affordable for you and your unique needs

Compare all your options

Understand all the details so you can be confident you're choosing the right plan.

Did you know? Every plan includes 74 FREE screenings, immunizations, and check-ups. See them all →

Your insurance advocates—just a call away

Over 3 million people have enrolled in affordable, qualify health coverage using HealthSherpa. About us →

Frequently asked questions

We’re a secure and trusted partner of Healthcare.gov. We display the exact same plans and prices as Healthcare.gov with no extra costs.
The difference is that HealthSherpa provides a fast, streamlined website to save you time, as well as tools that empower you to find the perfect plan for your needs and budget.
With HealthSherpa you can:
  • Find out if you’re eligible for savings in 10 seconds
  • See which plan will be most affordable for you
  • See which plan is most popular for people like you
  • Easily shop and compare all plans
  • Get enrolled fast
  • Call our Consumer Advocate team for expert advice and assistance year-round
Medicaid is a free or low-cost health insurance program for low-income families and children, pregnant women, the elderly, and people with disabilities (and more, in some states). It may have a different name in your state.
Some states did not expand Medicaid to cover low-income adults. You can contact your state’s Medicaid department to find out if you’re eligible.
If you are eligible for Medicaid, you technically can enroll in Marketplace (ACA) plans, but you won’t be eligible for savings. Learn More...
Marketplace coverage refers to health insurance plans that are part of the Affordable Care Act (ACA).
Our website and phone team are completely free. By law, we display the same plans and prices as Healthcare.gov does.
When you enroll in a plan, the insurance company pays us a commission rate. By law, these rates cannot affect how we display or recommend plans.
This means our only goal is to help you find the best plan for your particular needs, providing unbiased, caring, expert advice.
During the annual Open Enrollment Period, almost all Americans can enroll in health insurance through the Federal Marketplace.
The Open Enrollment Period for most states is November 1st – December 15th, 2018.
Extended deadlines for specific states:
  • California—January 15, 2019
  • Colorado—January 12, 2019
  • Massachusetts—January 23, 2019
  • Minnesota—January 13, 2019
  • New York—January 31, 2019
  • Rhode Island—December 31, 2018
  • Washington DC—January 31, 2019
If you enroll by December 15th, your coverage will begin January 1st, 2019.
If you’re in a state with an extended deadline, enroll by January 15th for coverage to begin February 1st—or enroll by January 31st for coverage to begin March 1st.
Outside of the Open Enrollment Period, you can only enroll if you have a Qualifying Life Event, such as losing your health insurance, adopting a baby, or getting married. Find out if you qualify here.

Find the most affordable plan for your needs

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